PRINTING INDUSTRY CREDIT BUREAU /
PROFESSIONAL CREDIT MANAGEMENT ASSOCIATES, INC. 
LEGAL DISCLAIMER



TERMS AND CONDITIONS OF USE 

Thank you for visiting the PRINTING INDUSTRY CREDIT BUREAU – PICB / PROFESSIONAL CREDIT MANAGEMENT ASSOCIATES, INC. – PCMA website and reviewing our Legal Disclaimer. The content of the pages of this website is for your general information and use only. Re-use of any of PRINTING INDUSTRY CREDIT BUREAU / PROFESSIONAL CREDIT MANAGEMENT ASSOCIATES, INC.'s editorial content and graphics online, in print or any other media for any purpose is strictly prohibited by United States © Copyright Law and International Treaties. All Copyright and other notices on any copy are retained; and written permission is granted by  PICB / PCMA. These terms may be amended by PRINTING INDUSTRY CREDIT BUREAU / PROFESSIONAL CREDIT MANAGEMENT ASSOCIATES, INC. from time to time.

You shall not use PICB / PCMA website for any illegal purposes and in particular agree that you shall not send, use, copy, post or allow any posting which is defamatory or obscene within the meaning of the Obscene Publications Act or which is abusive, indecent or in breach of the privacy of any person. You agree not to send any unsolicited promotional or advertising material, spam or similar materials or any volume messages that may interfere with the operation of this website or with the enjoyment of this website by other visitors.
  


THIRD-PARTY USAGE

PICB / PCMA makes no representations or warranties about the information provided through this website, including any hypertext links or any other kind of external link to any website or other items used either directly or indirectly from this website. PICB / PCMA accepts no liability for any inaccuracies or omissions in this website and any decisions based on information contained in PICB / PCMA  websites are the sole responsibility of the visitor.
  
 All trademarks, trade names, service marks and logos referenced herein belong to their respective companies.


 
PRIVACY POLICY

Your privacy is valuable. In this information age many companies derive additional income by selling your good name and information to mailing lists and other third parties. PICB / PCMA  adheres to very high ethical treatment of our clients and the confidential nature of their business.

We never exchange, sell or give any information to any third parties with the exception of law enforcement when required.

Bad-debt collections should be left to the professionals.

We maintain strict compliance with all Fair Debt Collection Practices & Fair Credit Reporting Acts.

Our disciplined and aggressive, yet sensitive, call and letter schedule is maintained to maximize recovery of your bad debts. We will charter a course of action that is specific to your needs. Our collection managers are all trained in the strategy of successfully turning bad debt into profit, all the while treating your customers with dignity so that if a continued relationship with your customer is wanted, there will be a seamless continuity; after all, today's 'bad debt' was yesterday's 'good customer'.

We at PICB / PCMA  are fully prepared to meet all of your needs and challenges.

PICB / PCMA account managers are the 'pros' at debt resolution.

Oftentimes slow or non-paying customers, when faced with the inevitable, will choose subterfuge or avoidance as a method to delay or decrease the payment due you. Your dedicated P.C.M.A. manager is a skilled bad-debt collector that produces results. Not only will we collect your past-due claims, we will also assist you in structuring positive, goal-oriented receivable procedures that can minimize your losses due to non-paying customers.

PICB / PCMA  provides affordable tools and solutions to meet your needs.

Our simple-to-use internet access not only allows you to download your collection files, it also provides you with the necessary tools needed to minimize losses to bad debt. Just click your mouse and you can purchase credit reports, check our extensive database for prior collection experience with PRINTING INDUSTRY CREDIT BUREAU / PROFESSIONAL CREDIT MANAGEMENT ASSOCIATES, INC. , find tools and forms used for risk analysis, or provide your customer an ability to pay a bill instantly with our @check program.

Sometimes debtors are overwhelmed with debt. How do you get your money?

Information is power:

If your customer is not responsive to collection efforts and litigation is recommended, we will assist you in the decision-making process. Your PICB / PCMA  manager will help you understand the legal process, assist you in defining that which would make financial sense, report to you all our experiences and findings as related to your customer, coordinate our efforts with the law firm chosen to represent you, and make sure that your rights are aggressively pursued and protected.  Decisions based upon fact as opposed to supposition provides better results.

We dedicate our efforts to your complete satisfaction.

PICB / PCMA is committed to the privacy of its members and users of this site. Subject to the provisions of applicable laws, any information you submit to PICB / PCMA will not be used in any manner to which you have not consented. Information gathered from the PICB / PCMA website will be used only for PICB / PCMA purposes to improve member and customer service. As a matter of policy, PICB / PCMA does not share email addresses, but reserves the option to share your contact information with certain third parties in a way that will be disclosed to you.

All email lists sponsored by PRINTING INDUSTRY CREDIT BUREAU / PROFESSIONAL CREDIT MANAGEMENT ASSOCIATES, INC. are "opt-in" and subscribers may remove themselves from these lists at any time.

If you have any questions about PRINTING INDUSTRY CREDIT BUREAU / PROFESSIONAL CREDIT MANAGEMENT ASSOCIATES, INC. commitment to privacy email us at:
info@picb-us.com
 
Or contact us at:

PRINTING INDUSTRY CREDIT BUREAU / PROFESSIONAL CREDIT MANAGEMENT ASSOCIATES, INC.
5250 Grand #14-122
Gurnee IL 60031-1877
Phone: 847-265-0400
Fax: 847-265-4377